Last Will and Testament FAQ - United States

brde Will and Testament FAQ - United StatesLast Will and Testament FAQ - United StatesGeneralIm getting older. What documents should I have in distributions-mix?If you are getting older or if you have dependants, there are three documents you should prepare to help your loved ones manage your affairs.Health Care Directive Your Health Care Directive (also called Living Will or Personal Directive or Advance Decision) is used to appoint someone to make health care and partieal care decisions for you (of a non-financial nature) and describes any medical treatment preferences you may have in the event you are no longer able to communicate or are incapable of giving consent.Power of Attorney Your Power of Attorney grants authority over your financial decision making to someone you trust in case you become unable to communicate or incapable of giving consent. A Power of Attorney may also be used to grant full or limited powers over your financial affairs when you will be travelling or other wise unavailable.Last Will Your Last Will describes how to distribute your estate after you die.Why should I have a Will?A Will enables you tochoose who will get your property after your death choose how your property will be divided among your various beneficiaries give specific items of property to specific people appoint someone you trust to administer your estate and appoint a guardian for your minor children.If you die without a Will, your property will be distributed by a court-appointed administrator according to statutory rules for intestate succession. Your property will be divided among your surviving spouse, children, and possibly other relatives in whatever manner the law of your jurisdiction specifies. You will notlage have a chance to give property to non-relatives or to exclude relatives. Additionally, if you have no relatives, your property will go to the state rather than to a friend or charity of your choice.Who can make a Will?In most jurisdictions you must be at least 18 years old to make a Will, however exceptions may be made for younger people if they are in the military, if they are married or if they have been legally emancipated. In addition you must be of sound mind to make a Will. Being of sound mind means You understand you are making a Will and you know what a Will is You understand your relationship to those mentioned in your Will and You understand what types of property you own, how much of that property you own and how you intend to distribute that property.When should I change my Will?It is up to you to decide when to change your Will. You should review your Will from time to time to ensure that it still meets your needs and that your property will be distributed according to your wishes. It is especially important to review your Will on the following events You get married or divorced (a change in marital status may void your Will) You are unmarried, but have a new partner The amount of money and property you own signi ficantly changes You move to another state (not all states recognize out-of-state Wills as valid) Your executor or a significant beneficiary in your Will dies There is a birth or adoption of a child in your family You change your mind about the provisions in your Will.What is a codicil?A codicil is an amendment to your Will. A codicil is used when you are happy with the contents of your Will but want to make minor changes. It leaves your original Will intact but makes specific changes, such as adding or deleting a beneficiary. A codicil is signed and witnessed (executed) in the same manner as a Will.For more information See Using a Codicil to Change Your Will.Do I need a Will if I have a Power of Attorney?Yes a power of attorney for financial matters provides your chosen agent with the power and authority to deal with your property and make financial decisions for you only while you are alive. A power of attorney automatically ends on your death. Consequently, you need a Will to specify how you want your estate distributed on your death.What is the difference between a Last Will and a Health Care Directive?A Last Will is used to distribute your property after your death. A Health Care Directive allows you to specify, in writing, your health care preferences for the time when you no longer have capacity to provide consent. A Last Will cannot be used to specify what type of medical treatment you want.LawDepots Health Care Directive includes both a Living Will and a Medical Power of Attorney. A Living Will allows you to convey your wishes regarding medical treatment when those wishes can no longer be rolleally communicated. A Medical Power of Attorney allows you to designate someone to make health care decisions for you when you are unable to make decisions for yourself. Neither of ansicht documents can be used to dispose of your property.What does jointly-owned mean?Joint ownership (also called joint tenancy) is different from other types of co-owner ship. If you own property jointly with someone else, it means that both of you own all of the property. (In other kinds of co-ownership each of you owns half of the property.) Jointly owned property automatically becomes the property of the surviving owner when one of the owners dies. A typical example of jointly-owned property is where a husband and wife jointly-own their house. In that case, when one spouse dies, full title to the house automatically goes to the surviving spouse.Parties Named in the WillWhat is a testator?A testator is the person who is making the will. A female testator is often referred to as a testatrix.What is a beneficiary?A beneficiary is a party who is receiving a schadstoff from the testator. Beneficiaries can be people or organizations.What is a devisee?A devisee is a party who is receiving a gift of real estate from the testator.What is an executor?An executor is the person who will be carrying out the terms of the testators will and administering t he testators estate. An executor is sometimes referred to as a personal representative.What does an executor do?An executor or personal representative is responsible for collecting the assets of the testators estate, paying any debts of the estate, paying any applicable taxes, and distributing the assets of the estate in accordance with the directions of the Will.Whom should I select to be my executor?Administering the estate can be complex, time-consuming and stressful. Ensure you select someone you trust, who will be able to handle your financial matters prudently. Your executor does not need to have any legal expertise. An executor can always hire a solicitor should the need arise. Many people select their spouse or an adult child to be their executor. Also, people often choose an individual who will be receiving a substantial amount of property to be their executor. In this way, the executor will want to ensure that the property is distributed properly.Can I choose anybod y to act as my executor?Typically you may choose anyone to act as executor except a minor. An Executor can be disqualified if they have been convicted of a crime. Additionally, some jurisdictions place restrictions on non-resident executors (for example, some states specify that all non-resident executors must be related to you).Can my executor be a beneficiary in my Will?Yes, your executor can be a beneficiary in your Will.Wills and Your SpouseCan a husband and wife make a Joint Will?A Joint Will (also known as a Mutual Will) is a single Will that covers two people. When one person dies the Joint Will leaves everything to the surviving person. Joint Wills also state what will happen to any property should both people die.The major problem with Joint Wills is that the surviving person cannot change the Will after the first person dies. Should life circumstances change - for example the surviving person wishes to remarry after the first persons death - the surviving person is stuc k with whatever the Joint Will provided. LawDepot does not provide Joint Wills however, LawDepot does allow two people to make Mirror Wills.Can a husband and wife make Mirror Wills?Mirror wills are used to allow two people to create almost identical wills which leave everything to each other. A husband and wife (or any other couple) can make Mirror Wills by each writing a Will that leaves everything to the remaining spouse. Often, there is a clause that provides that if the husband and wife die at the same time or within thirty days of each other, then everything goes to the couples children or if there are no children, to a personennamed beneficiary.The important thing to remember is that you can only use a Will to give away what you own, and not what your spouse owns. Additionally, jointly owned property where there is a right of survivorship cannot be disposed of in your Will because the surviving owner automatically becomes the sole owner of the property when one of the joint owners dies. This is true whether it is a house, a bank account or any other property that is jointly owned.If you want to make Mirror Wills, each partner must create a Will. Use the Specific schadstoffs section to give gifts to named beneficiaries and then the Distribution of Residue section to give everything else you own to your partner. If you do not want to give specific gifts to anyone, select None for Specific Gifts and leave the residue of your estate to the other partner.Does marriage revoke a previous Will?In most jurisdictions, if you get married, any previous Will that you made is revoked unless the Will was made in contemplation of marriage and that fact is expressed somewhere in the Will. If you want to make a Will in contemplation of marriage, make a Will and use the Additional Provisions section to say This Will was made in contemplation of marriage to my fianc, ________.Does divorce revoke a previous Will?Depending on the jurisdiction in which you reside, a divo rce may revoke your previously made will. In some jurisdictions your entire will is revoked upon divorce. In other jurisdictions a divorce may have no effect on your will or only specific provisions relating to your former spouse will be revoked. Wills and Your ChildrenHow do I address step-children?Stepchildren are not your natural heirs unless you have legally adopted them. They are not included if you leave property to all my children. If you want to leave something to your stepchildren, you must name them as beneficiaries in your Will.Do I have to list all my children?You must list ALL children. Any child not specifically named in your Will may have the right to claim against your Will as if no Will had been created. If you need to disinherit a child you should do so by naming and disinheriting that child specifically. Otherwise, if you simply leave out a child, a court may assume that you made a mistake and may re-interpret the Will including the missing child.What is a guard ian?A guardian is a person the testator appoints to look after the testators minor children when the testator dies.Do I have to appoint a guardian for minor children in my will?You do not have to appoint a guardian for your minor children however, if you do not, the courts will decide who will look after your children if no other person having parental rights survives you.What should I consider when appointing a guardian?When appointing a guardian you may want to consider the following questions Will my proposed guardian be old enough to look after my children? (Your proposed guardian must be an adult.) Does my proposed guardian have experience raising children? Is my proposed guardian concerned about my childs welfare? Is my proposed guardian able to care for my child emotionally, physically and financially? Does the proposed guardian have the time to take care of my children? Does my child like and feel comfortable around the proposed guardian? Where does my proposed guardian resi de? (It may be difficult or upsetting for your child to move right after your death.)For more information see Naming a Guardian for Your ChildrenWhat is meant by UTMA?UTMA refers to the Uniform Transfer to Minors Act. The Uniform Transfers to Minors Act allows parents, grandparents, relatives and friends to make irrevocable transfers in any amount to a UTMA account. UTMA accounts are not specifically designed to provide financing for college, however many parents use UTMAs for this purpose. The money belongs to the minor but is controlled by a custodian until the minor reaches the age of majority. Advantage of UTMAIncome taxes on income-producing assets will be in the name of the child, who is likely to be in a lower tax bracket. A UTMA is simpler to set up than a trust and does not require a separate income tax return. Disadvantage of UTMATransfers to UTMA accounts are irrevocable transfers. The asset cannot be reclaimed or given back and once the child reaches the age of majority , the child can use or dispose of the assets as they see fit. A UTMA account in the name of the child may reduce the amount of financial aid the child is eligible to receive for college or university. The donor cannot act as custodian for the UTMA account without the funds being included in the donors taxable estate. The parent remains responsible for normal parental obligations for the child. Money in the UTMA may be used to pay child expenses as long as the expenses would not be considered normal parental obligations.GiftsCan all my property be given away in a Will?Not all property can be given away in a Will. Wills typically do not cover the following pension plan assets retirement plan assets 401(k) plan assets life insurance annuities property held in a trustThese items are generally passed to the individuals you name as beneficiaries in each plan. However, if you have named your estate as a beneficiary then your Will determines who will receive these items. Naming your esta te as a beneficiary may create negative tax implications for your other beneficiaries.Can I leave the proceeds of a life insurance policy to someone by Will?If the proceeds of a life insurance policy are payable to someone (i.e. if you have already designated a beneficiary in the life insurance policy) your Will cannot be used to leave the money to someone else.However, if your life insurance policy directs the proceeds to be paid into your estate, then the proceeds simply form part of your estate. You can use your Will to give specific sums of money to family members or friends, or it can form part of the residue of your estate.The residue of your estate is all of your property that is not given away as a specific gift. So for example, if you own a house, a savings account, a car and household property, and you gift the car to a specific beneficiary in your Will but do not mention the other property, then the other property forms the residue of your estate.Can I change the benefi ciary of my Life Insurance or Retirement Savings Plan using my Last Will?You may have started a life insurance policy many years ago and now that you are creating a Last Will you realize you want to designate a different beneficiary. Do not attempt to change the beneficiary to a life insurance policy or retirement savings plan by making a designation in your Last Will. This will almost certainly result in legal action between the beneficiary you originally named and the new beneficiary you named in your Last Will.The correct way to change the beneficiary to your life insurance policy or retirement savings plan is to go to the bank or insurance company and fill out the proper beneficiary change request form.Can I disinherit somebody in my Will?If you need to disinherit someone you should do so by naming and disinheriting that person specifically, otherwise a court may assume that you simply made a mistake and may re-interpret the Will including the missing person. LawDepots Will cont ains the clause If I have omitted to leave property in this Will to one or more of my heirs as named above the failure to do so is intentional. Notwithstanding this clause, it is safer, clearer and less prone to court challenge if you specifically name any heirs that you wish to disinherit.Most jurisdictions have enacted laws which protect spouses and children from disinheritance. If you have disinherited your spouse or children in your Will, it may not survive a challenge in court. You should get counsel from a local lawyer to determine whether such laws will apply to your disinheritance provisions.What is a Specific Gift?A specific gift is just what it sounds like. It is a gift of a specific item of property or sum of money to a named beneficiary. For example I give my diamond engagement ring to my daughter, Sally Jones. I give $5000.00 to my friend, James Smith.Everything that is not given away as a specific gift forms the residue of the estate.What is the Residue of the Esta te?The residue of the estate is all of your property that is not used to pay your debts or given as a specific gift.For example, if you own a house, household items such as furniture and jewelry, a car and a savings account, and you give your car to your son, and your jewelry to your daughter, your house, all other household items, and your savings account will be the residue of your estate. If you give the residue to your spouse, your spouse will get your house, your household items (less the jewelry) and your savings account.Remember, your executor has to pay debts before the residue of your estate is distributed. So if you had $25,000.00 in savings and $10,000.00 in debt, your executor would have to pay the $10,000.00 debt before distributing the residue. Debts are usually payable out of the residue first, and if there is not enough money from the residue, then specific gifts will be sold for cash to pay debts.Please note that your spouse, your ex-spouse, someone you are cohab iting with and your children may be entitled to portions of your estate notwithstanding the provisions of your Will. If you are unsure as to your obligations, consult a local solicitor.What is the difference between an absolute gift and a conditional gift?An absolute gift is a gift of property that gives the recipient complete possession and control over the property. Upon receipt of the gift, the recipient owns the property and may do whatever he/she wants with it, subject, of course, to legal regulation for the use of the property.A conditional gift is a gift of property which is revocable if the recipient does not fulfill conditions attached to the gift. For example I give my house to my friend John, provided that my friend John take care of whatever cats I own on my death for as long as the cats shall live.Law Depots Will provides for absolute gifts in both the Specific Gifts section and the Distribution of Residue section. You may use the Additional Provisions feature to gi ve a conditional gift, but the law surrounding conditional gifts is complex, and you should probably seek legal advice in your jurisdiction to properly effect a conditional gift.What does this mean the devisee takes the property subject to the mortgage?It is the job of the executor to pay outstanding debts out of the assets of the estate. However, if any land (real property) is given as a gift, and has a mortgage attached to it, then that beneficiary (devisee) receives the land subject to the mortgage. The executor will not pay the outstanding mortgage out of the assets of the estate. This clause is a direction for the executor to protect other beneficiaries.If a beneficiary (devisee) receives the whole estate or has other assets, they are entitled to pay the mortgage themselves.Example 1A person leaves their entire estate to their spouse (a home with a mortgage plus a bank account). In this case, this clause has no effect. The home and bank account go to the surviving spouse. This clause does NOT mean that the surviving spouse cannot spend the cash portion of the estate to pay off the mortgage. Of course they can. Once the estate is settled, a beneficiary can do whatever they want with a gift.Example 2The purpose of this clause is to help protect against the following situation A mother owns 300,000 in equity in a house and 300,000 in a bank account. The mother wants to give equal value to each of two sons. The mother gives my home to son 1 and my bank account to son 2. But the house has a total value of 500,000 with an outstanding mortgage of 200,000. The mistaken executor decides to pay off the debts of the estate (the mortgage) before distributing the gifts. Son 1 will get a 500,000 debt-free house and son 2 only gets 100,000 the remainder of the bank account. Clearly not what the mother intended.Can I make a gift to a charitable organization?Yes, you can make a gift to a charitable organization. To make a specific gift to a charity ensure that you provi de the full name of the charity and for Beneficiarys Gender select Corporate. Under Beneficiary Address provide the full address of the charitys main office. Also, it is a good idea to provide an alternative beneficiary to a charitable gift in case the charity folds or no longer exists at the time of your death.Pets and Pet GuardiansCan I name a pet as a beneficiary?You should not name your pets as beneficiaries. Instead you should provide instructions to your executor to find suitable care for your pets and leave money for the pets upkeep.How can I ensure my pet is fed and watered in case of my sudden illness or death?Where possible, you should discuss your concerns with trusted friends and family. Ideally, you should leave spare house keys with trusted acquaintances. You should also consider carrying an information card in your wallet to alert emergency medical personnel. This card should contain contact information for pet caregivers as well as any important medical informatio n pertaining to your pets.MiscellaneousCan I put instructions for my funeral in my Will?You can include your wishes for your funeral in your Will. However, your expressed wishes are not binding, and there is a good possibility no one will look at your Will until after your funeral. If you do put directions for your funeral in your Will, make sure your executor and family members who will be arranging your funeral know that you have done so. You can use the Additional Clauses section to specify your funeral instructions.What can I put in the Additional Clauses section?The Additional Clauses section allows you to add up to four clauses to your Will. You can use this section to add specific gifts, to give conditional gifts or to express your non-binding wishes about some matter. Do not use this section to express your health care wishes. Health care wishes should be prescribed in a health care directive. Do not use this section to tell a beneficiary how to use a gift. When the p roperty passes to the beneficiary, the beneficiary owns it and can use it however he/she so chooses. Do not give away other peoples property in this section. You can only give away property that you own. Do not give away property that is jointly owned with someone else. If you own property jointly with someone, on your death the other owner automatically becomes the owner of the entire property. Do not give away a gift a second time. For example, if you left your house to your spouse in the Specific Gifts section, you cannot instruct that it go to your children on your spouses death in an additional clause. Your spouse will own the house and have the right to dispose of it as he or she sees fit.What is an International Will?An international will is a Will that has been prepared according to the rules regarding international Wills set out in the Washington Convention of 1973. When a person has prepared a Will and then moves to another country, province or state, or where the tes tator owns property in a foreign jurisdiction there can be conflicts between the laws of the jurisdictions that could prevent the Will from being interpreted as the testator had intended. In this case the testator may wish to prepare a Will in the form prescribed for an International Will. A properly prepared International Will is then recognized as valid in any other state or nation that has adopted the Washington Convention. If you own assets in a different country or state, or if you have a foreign domicile, then please seek advice from a lawyer in the relevant jurisdiction.What if I own property in another state?When you own real estate in another state (out-of-state property), your Will may have to be probated both in the state where you are domiciled as well as the state where your additional property is located. This is called ancillary probate. Ancillary probate is secondary and supplemental to probate in the decedents domicile state. Usually, ancillary probate will be grant ed only when there has been actual probate in the decedents domicile state.The purpose of ancillary probate is to protect the creditors in the state where the additional property is located (including that states tax commission), to pay any debts and expenses in that state, and only then to distribute the remaining property to the beneficiaries named in the Will.A Will written and probated in one state is generally accepted in other states. For example, Ohio statute states Authenticated copies of wills, executed and proved according to the laws of any state or territory of the United States, relative to property in this state, may be admitted to record in the probate court of a county where a part of that property is situated. The authenticated copies, so recorded, shall be as valid as wills made in this state. (2129.05 Foreign wills.). Most states have similar provisions.Signing DetailsHow and what do I sign?To properly execute your Will, you will have to be present with your chose n witnesses. You will have to identify to them that this document is your Last Will and Testament. You will then initial each page of the document at the bottom of the page, below all the text, except the signing page of your Will, which requires your full signature. To be valid, you must sign the final (signing) page with your usual check-signing signature. No text should appear on the last page after your signature other than the witness signing area. Signing and initialing of the pages must occur in the presence of your witnesses.Can a beneficiary witness my Will?In most states, if one of your witnesses is also a beneficiary, then your Will is still valid, but any gift to a witness may be reduced in value to that permitted by law. In general, where a witness is also a beneficiary, this can create a presumption that the gift was given under duress.To ensure that your Will is followed exactly, your witnesses should not be any person to whom you leave property, nor the spouse of an y person to whom you have left property. Can my executor witness my Will?Yes, but only if the executor is not a beneficiary in your Will.The best approach is to use a self-proving Last Will.What is a Self-proving Affidavit of Execution?A Self-proving Affidavit of Execution is a document that attests to the fact that your Will has been properly executed. The Affidavit must be signed by you and your witnesses in front of a Notary Public. Probating a Will is less expensive if the witnesses do not have to testify in court. By having the witnesses to your Will join you in appearing before a Notary Public and signing this Affidavit under oath, you can waive the requirement for one or more of your witnesses to appear later before a probate court to acknowledge proper execution of your Will. This is helpful if one of your witnesses dies before you or is not available to appear at probate court.If you did not prepare a self-proving Will, your Will is still valid, but where a witness has d ied or is no longer available to attest to their own signature, the probate court will have to affirm the signature of your witness in some other way, perhaps the signature on an old bank account.What is meant by Official Capacity of Officer?The officer in this case would be a Notary Public. A Notary Public is a state-appointed official who is authorized to authenticate the signing of a legal document by verifying the identity of the persons that sign the document.Do I have to file my Will?You do not have to file your Will with any court system or government body. However, you should store your Will in a safe place where your executor or personal representative will be able to locate it.What law will apply concerning my Last Will?The governing law for your Last Will and any Codicils attached to it will be the law of the jurisdiction where you live at the time of your death. However, the probate court will want to verify that your Last Will was executed (signed and witnessed) correc tly. In most jurisdictions the probate court will want to verify that your Last Will and Codicils were signed in compliance with one of the followinglocal laws (the place where the Last Will is submitted for probate) or the law of the place where the Last Will is signed (executed) orthe law of the place where the testator is domiciled, either at the time of signing or at the time of death.

Advice for Dealing With a New Boss in the Agency

Advice for Dealing With a New Boss in the AgencyAdvice for Dealing With a New Boss in the AgencyAs aya as night follows day, you will get a new babo at some point in your life. Perhaps your babo, a creative director, is fired to make way for fresh blood. Maybe your agency merges with another, and a new account director or CD is put in charge. Maybe your boss quitsand gets replaced by someone very different. The Realities of Advertising Agency Turnover In advertising, regime changes happen all the time. Agencies merge, and merge, and merge again. Creative people quit and get replaced. Others get let go for a very different type of creative personality. The advertising industry seems to both suffer from and thrive on turnover. When you end up with a new boss, you will naturally have concerns and hesitations about the person whos now steering the agency ship. But the last thing you need to do is let worry, paranoia, and gossip get in the way. Change is inevitable in life, and when y ou embrace it, you can foster it and help it grow. The Dos of Having a New Boss There are many things you can do to make a new management situation work in your (and everyone elses) favor. Do Give Your New Boss Every Chance to Succeed.Your new boss has big plans for the agency and their department. You can help or you can get in the way. These plans may be beneficial if you give them a chance- especially if things werent going terribly well before they arrived. Keep in mind, it may take a while for the new boss to implement their plans, so dont expect a rapid turnaround. Do Treat Your New Boss with Respect.Smart alecks and whiners dont get far. Snarky comments will be remembered. This is not the time to show disdain for your bosss hiring. They were no doubt competing for the job against some other very creative and talented people and came out on top. Respect that.Do Be Willing to Learn From Your New Boss.Look at every new boss on a creative team as an opportunity to learn from their experience. They will probably have done things in the industry you have never attempted. Even if you ultimately find the two of you arent creatively or personally in sync, you will have gained something from having worked with them and you can be grateful for that. Do Realize That Your Boss Is Under Greater Pressure Than You Are.Your boss has to learn about important clients, their brands and images, and the players within the agency. Theyre no doubt feeling pressure to make a big impact right away. And not only do they have to shine in their own role they also have to make sure everyone underneath them is shining too. So give them a break.Do Take the Time to Introduce Yourself Properly.Hiding in your cubicle or office is not going to endear you to your new boss. You dont want to be the quiet mouse who hopes to avoid trouble by not being noticed. Yes, your boss will be busy, but they should have 10 minutes available to meet a member of their team. A good boss will want to mee t you anyway and get to know you. So why not show some initiative and schedule the meeting? Do Use That Meeting to Sell Yourself.Your job involves selling people on brands and ideas. Go into the meeting with your boss prepared to make the case for why youre an invaluable member of their team. Dont sell yourself too hard, but make it clear youre someone they can rely on to get the job done.Do Take On Uninteresting Assignments Willingly.If the new boss wants you to work on an unsexy campaign instead of the exciting one you were hoping to be put on, suck it up and do your best work. Outperforming on a boring project others might have phoned in could make you seem indispensable. And it could land you the next plum assignment. Do Be Prepared to Change Your Ways.Your old boss may have liked you to submit completed work or present ideas in certain ways. Your new boss will almost certainly have different preferences. Saying this is how its done will not work in your favor. Be flexible. As l ong as you do your job well, you should fit into the new way of working. The Donts of Dealing with a New Boss In addition to making sure to do the right things, dont fall into these traps. Dont think you know more about advertising than they do.Dont panic and decide you need to jump ship to another agency right away give the new relationship time to reveal itself.Dont badmouth clients. Theyre your ultimate boss.Dont take it personally if the new boss doesnt love what you think is your best idea ever. Theyre probably not shooting it down for personal reasons.Dont suck up its not appealing, and its very transparent.Dont try to undermine your bosss authority by going above or around them in the agencys hierarchy doing that will come back to bite you very quickly. Dont use the new boss as a sounding board for every grievance.Dont start gossiping about them even though gossip can sometimes seem like the lifeblood of an ad agency.Dont expect a promotion or a raise to happen quickly th at will take time. If you approach your new boss with an open mind, give them the benefits of patience and understanding, and are courteous without being sycophantic, everything just might work out fine.

What Semantic Cloud Means for Staffing Organizations

What Semantic Cloud Means for Staffing OrganizationsWhat Semantic Cloud Means for Staffing OrganizationsWhat Semantic Cloud Means for Staffing Organizations RossheimAdapted from Talent Management that Taps the Semantic CloudStaffing organizations have complex, rapidly evolving placement needs requiring integrated talent management systems to hilfe long-term success.Unfortunately, a solution has been easy to imagine but nearly impossible to realize - until now.Todays staffing companies mine multiple talent pools in multiple locations and in varying formats, making it almost impossible to compare search results. In contrast, semantic search evaluates the multifaceted skills and experiences within a resume and provides instant candidate matching analysis against job requirements.Until recently, incorporating semantic search into a talent management system has been prohibitively expensive.Enter the Semantic CloudSemantic cloud talent management fulfills the promise of integrated strateg ic planning by combining data from multiple internal and external sources.The world doesnt need another talent-management system, says Javid Muhammedali, Sr. Product Director for Monsters SeeMoreTM, Monsters entry in the nascent cloud-talent management space. What the world needs is a cloud-based platform to take existing systems, integrate them and make them semantic-aware.With SeeMore, staffing organizations can search resumes from all their talent databases, no matter where theyre located from Monster, other resources, social networks, referrals, or ATS systems, states Matthew OConnor, Sr. Vice President, Monster. This cloud-based platform incorporates Monsters patented 6Sense semantic search technology so the resulting matches are sorted and ranked with top candidates a huge time saver for recruiters looking to place candidates fast.The results of a recent survey of SeeMore customers found tremendous efficiencies using this cloud-based system 70% felt that SeeMore reduced the ti me to search for resumes, and mora than 65% found candidates they could not find before. Data for the study was collected in hands-on testing in July, 2011 of SeeMore by 100 recruiters, managers and executives from 21 enterprise clients nationwide.Many ATS systems are just not equipped for precision search, putting pressure on staffing organizations to sort through hundreds of resumes to find the proverbial needle in a haystack which best meets a placement requirement, OConnor says. Industry experts agree. SeeMore makes sense of the thousands of resumes that lurk in every ATS, wrote John Zappe.Staying at the Top of their GameStaffing companies are not alone in their need to quickly find top talent their clients are beginning to use cloud-based recruiting solutions to find talent themselves.We need to be one step ahead of our clients, finding the talent they need faster and better than they can, states Aaron Green, President, PSG Staffing. Green is a thought leader in staffing, keepi ng his eye on technologies his clients are using.The company will be implementing SeeMore shortly. With SeeMore, we can spend less time searching and more time matching the right candidate to the right job, Green says. We want to use innovation to do the heavy database lifting, so we can spend more time on conversations with the right candidates, shortening our time to place.Gaining Productivity Yields More PlacementsThe predictive potential of cloud-based talent management allows companies to note skill gaps in their candidate pools.You can look at undersupplied talents, like software programmers with JAVA experience, then address the shortfall with recruitment approaches to gain additional candidates, filling the pipeline to be prepared for future customer requests, says Muhammedali.SeeMores talent dashboard provides in-depth analysis on the talent in all of a staffing organizations databases, including skills, experience, or location. Easy to interpret graphs help staffing organi zations focus recruitment efforts on gaps in their talent pools while highlighting areas of concentration they should promote to their customers.The detailed information helps staffing companies focus their recruitment tactics and customer acquisition strategy, says OConnor. Information is power and speed to place is often the deciding factor in obtaining and fulfilling business.Welcome to best practices in todays talent management arena. Welcome to the cloud.

Navy Enlisted Classifications for Hospital Corpsman

Navy Enlisted Classifications for Hospital studentencorpsmanNavy Enlisted Classifications for Hospital CorpsmanThe Navyhas a long history of exceptional Hospital Corpsmansince its beginnings in the late 1800s. Navy Corpsman do not just work in Naval Hospitals or on board ships, they are also part of ground fighting units within the seestreitmacht Corps and the Navy and Marine Corps Special Operations and Special Warfare Communities. They take their skills to combat zones and work side by side with their Navy and Marine Corps fighters. To date, twenty-three Navy Corpsman have earned the distinguished Medal of Honor for their bravery above and beyond the call of duty. The Corpsmans devotion to his or her fellow Sailors and Marines is second to none, often risking their own life to save another fellow military member or civilian. More about ?Combat Medics in all the service branches. Hospital Corpsman Duties Hospital Corpsmen (HM) perform duties as assistants in the prevention and treatment of disease and injury and assist health care professionals in providing medical care to Navy personnel and their families. A hospital corpsman may function as a clinical or specialty technician, or in a medical administrative or health care provider role at a medical treatment facility. They also serve as battlefield corpsmen with the Marine Corps, providing emergency medical treatment in a combat environment. Hospital corpsmen may be assigned independent duty aboard ships and submarines, Fleet Marine Force, Special Forces and Seabee units, and at isolated duty stations where no other medical officer is available. Navy Rating Structure The Navy Enlisted Classification (NEC) system supplements the enlistedrating structurein identifying personnel on active or inactive duty and billets in manpower authorizations. NEC codes identify a non-rating wide skill, knowledge, aptitude, or qualification that must be documented to identify both people and billets for management purp oses. For example, if a Navy Corpsman spends much of his time with the Marines within the Force Reconnaissance Community he will receive specialized training through the Special Operations Combat Medic (SOCM) course. He will be awarded SARC title.As he advances, he could also advance his training and become a RECON Independent Duty Corpsman and add a new NEC 8403 to his list of credentials. From that point on, the sailor could be assigned in a leadership position within the RECON Fleet Marine Force medical staff. NECs Below are the Navy Enlisted Classification codes for the Hospital Corpsman community area HM-8401 Search and Rescue Medical Technician (APPLIES TO HM) HM-8402 Submarine Force Independent Duty Corpsman (APPLIES TO HM) HM-8403 Fleet Marine Force Reconnaissance Independent Duty Corpsman (APPLIES TO HM) HM-8404 Field Medical Service Technician (APPLIES TO HM) HM-8406 Aerospace Medical Technician (APPLIES TO HM) HM-8407 Radiation Health Technician (APPLIES TO HM) HM-840 8 Cardiovascular Technician (APPLIES TO HM) HM-8409 Aerospace Physiology Technician (APPLIES TO HM) HM 8410 Bio-Medical Equipment Technician (APPLIES TO HM) HM-8416 Nuclear Medicine Technologist (APPLIES TO HM) HM-8425 Surface Force Independent Duty Corpsman (APPLIES TO HM) HM-8427 Fleet Marine Force Reconnaissance Corpsman (APPLIES TO HM) HM-8432 Preventive Medicine Technician (APPLIES TO HM) HM-8434 Hemodialysis/Apheresis Technician (APPLIES TO HM) HM-8451 Basic X Ray Technician (APPLIES TO HM) HM-8452 Advanced X-Ray Technician (APPLIES TO HM) HM-8454 Electroneurodiagnostic Technologist (APPLIES TO HM) HM-8463 Optician (APPLIES TO HM) HM-8466 Physical Therapy Technician (APPLIES TO HM) HM-8467 Occupational Therapy Assistant (APPLIES TO HM) HM-8472 Biomedical Photography Technician (APPLIES TO HM) HM-8482 Pharmacy Technician (APPLIES TO HM) HM-8483 Surgical Technologist (APPLIES TO HM) HM-8485 Psychiatry Technician (APPLIES TO HM) HM-8486 Urology Technician (APPLIES TO HM) HM-8489 Orthopedic Cast Room Technician (APPLIES TO HM) HM-8493 Medical Deep Sea Diving Technician (APPLIES TO HM) HM-8494 Deep Sea Diving Independent Duty Corpsman (APPLIES TO HM) HM-8496 Mortician (APPLIES TO HM) HM-8503 Histopathology Technician (APPLIES TO HM) HM-8505 Cytotechnologist (APPLIES TO HM) HM-8506 Medical Laboratory Technician, Advanced (APPLIES TO HM) HM-8541 Respiratory Therapy Technician (APPLIES TO HM) HM-8701 Dental Assistant (APPLIES TO HM) HM 8707 Field Service Dental Technician (APPLIES TO HM) HM-8708 Dental Hygienist (APPLIES TO HM) HM 8752 Dental Laboratory Technician, Basic (APPLIES TO HM) HM 8753 Dental Laboratory Technician, Advanced (APPLIES TO HM) HM 8765 Dental Laboratory Technician, Maxillofacial (APPLIES TO HM) The advancement opportunities in the Navy medical field is only limited to the enlisted corpsmans motivation and desire to learn new skills.Many of the above NEC are highly competitive and only a few each year may achieve them - depends on the needs o f the Navy and Marine Corps.

Whos Talking About Letter Formats Templates and Why You Need to Be Concerned

Whos Talking About Letter Formats Templates and Why You Need to Be Concerned With the appropriate use of letter of introduction sample, and a set of helpful steps, an individual can easily make an influential and expert small geschftliches miteinander letter of introduction which helps somebody to divaricate from the competition. There are specific rules that have to be adhered to keep a formal and expert tone. So one ought to offer appropriate attention whilst demonstrating their writing capability, along with showing their professional achievements and techniques in their letter of introduction. Our specialized sample schablones will make it possible for you to project your qualities and will also permit you to provide the required respect needed to your employers. Complaint Letter Writing In the very first paragraph you should identify what the matter is and any appropriate data that you believe is essential. Always guarantee that the letter which you will create is unders tandable and comprehensive. Need an enormous titelblatt letter to coordinate with your executive resume. Business letter template for writing skilled correspondence in the appropriate format for your requirements with information about what to include in each individual section. Employing a template is able to help you make certain that you include all the crucial details in your letter. When you have to create a resume or compose an employment letter, it can be valuable to begin with a template. Writing a letter of introduction should not need to be a hard task. With people writing letters for assorted purposes around the world, our Letter Writing Templates give you the appropriate guidance in locating the suitable format for each and every word doc letter that you write. A Free Form Letter offers you total control to customize a plethora of letters. 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Its possible to use a letter of agreement to start negotiations or you may choose to utilize it instead of a more formal small business contract. Microsoft letter templates may be used to create many different job-related letters. The semi-block format is called the least formal style of all 3 formats and shouldnt be used for important correspondence. Furthermore, the letter address format is simple to follow for anyone. Make certain you use a skilled and appropriate business letter format, like the conventional block format. Quite a few books have detailed letters alongside examples to illustrate what you should do. Many people have a tough time in regards to writing a variety of letters particularly when they will need to be more professional than we write to family members and friends. Very helpful if you want to understand how to compose certain kinds of letters. If youre fond of writing a good deal of letters to your family members or friends then grant writing template is suitable for you. What to Do About Letter Formats Templates The use of formal letters is not merely limited to the above mentioned processe s as it may also be beneficial in court proceedings and other legal processes. In spite of the rapid growth and development of technology in todays day and age, they cease to become extinct because they create an edge among all other means of communication. Over the years, they have evolved from mere means of communication to enriching professional relationships and promoting self-expression. A business letter is a key type of communication in the industry world.

The Argument About Guide to Federal Resume Writing

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